My question involves an accident that occurred in the state of: CT
I was in a traffic accident involving two other vehicles.
I passed a slower vehicle on the right and merged back into the left lane, all whilst using proper signaling.
The vehicle I passed swerved right into another vehicle who then hit me, so we all were in a traffic accident.
After the police arrived, the driver that swerved (causing the accident) accused me of causing her to swerve.
Another random driver stopped and told the police that I caused the accident as well (this "witness" also hugged, etc. the driver who swerved).
As a result, I was issued a citation for "Unsafe lane change". The fine is for $132.
For this ticket I have two options:
1) "I choose to pay the amount due." In the description that succeeds after this plea, it lists this is basically a nolo contendre plea.
2) "I choose to plead not guilty." If I plea this I will notified of a court date.
I don't really care much for the fine since it would cost me more to drive to any said court than paying the ticket.
My concern is if I just pay the ticket does that make me at fault for the accident which in my opinion I am not at fault for?
Furthermore would it cause my insurance rates to increase, again I do not believe I am at fault plus I would think "unsafe lane change" means "unsafe driver" AKA insurance rates go up.
Normally for a speeding ticket, this would be simple (I pay the ticket and that's it). I am from out-of-state and my state does not accept out-of-state moving violations (except for DUIs), so I don't think this affects my driving records.
Thanks for your help!