Re: 3rd Party Collections and Statute of Limitations
why? Especially in California where it has been ruled it is not improper to sue a person whose debt is beyond the sol, a creditor can sue and obtain a judgment if the debtor fails to respond appropriately.
Quoting Mr. Knowitall
the debt can be reported for 7+ years on your credit report whether it has been paid or not.
My questiosn is, can they legally make these reportings with no contact, no new contract, or any communication until last month?
If you believe the amount sought is improper or the collection agency has no right to report the debt as they have, you can dispute that with the credit reporting agency that is reporting the debt.
I am not an attorney and any advice is not to be construed as legal advice. You might even want to ignore my advice. Actually, there are plenty of real attorneys that you might want to ignore as well.