I filed Chapter 7 in California - did not sign a reaffirmation and my chapter 7 became final in March 2006. I continued to make car payments to Wells Fargo Financial however they have not cashed my last 3 checks and today when I went to automated operator there is no account number under my social security or under the old account number. When I talk to Customer Rep. there is no open account.
When looking at my credit report it says "account closed/included in Chapter 7/discharged...etc). Do they want me to turn in the car? will they repossess down the line. It is not paid off. I dont' know what any of this means.