I live in PA.
In 2006, I stopped paying on my Citibank credit card. In June of 2008, I received a lawsuit filed by a collection agency, in which I responded with the debt verification letter. They sent proof of my debt about 45 days later. In 2010, I received request for admission. I responded to that. Now, in late 2011, I received motion for judgment. I'm wondering how to respond to this. Citibank (South Dakota) merged with Citibank NA in March of this year. I was never given notification that my debt was under new ownership. Also, I'm wondering that since Citibank NA now owns the debt, if that should constitute a new lawsuit, since it is a new plaintiff.
I'm wondering if anyone has a suggested course of action for this. Thanks.