My question involves a mortgage in the state of: Ohio
At the time our divorce our home was in foreclosure, our divorce papers read that we (my ex and I) could file for bankruptcy to dissolve the debt. My ex did not want the home, and at the time I was fighting with our mortgage company to modify the mortgage so I could keep the home for myself and my children, my ex was aware of this also. He filed bankruptcy on the home.
10 mo later and 5 days prior to the Sheriff Sale of my home the Mortgage Co agreed to help me with a modification which is an uphill battle. Since the home was in foreclosure during the modification process and the Mortgage Co was paying the insurance, the home was damaged during a storm. The insurance co issued a check in my name as well as my ex's including the Mortgage Co. We were required to sign and return the check to the back so they could disperse the funds to the contractors do the repairs. I contacted my ex several time to have him endorse the check and he refuses, he will not sign a quit claim deed either. My home is in need of repair, I have contacted the insurance co and the mortgage co and explained my problem and I have not received any results just on going run around from person to person and every department.
I would greatly appreciate any advise.