I reaffirmed my auto loan when I filed BK7 in 2002/2003. However, my loan appears as follows on my Experian credit report.
Account History: Debt included in Chapter 7 Bankruptcy on Sept 26, 2003
Status: Discharged through Bankruptcy Chapter 7/Never late.
The car was totaled September 2, 2003 and auto insurance and gap insurance paid the loan in full.
Experian will not correct and continues to verify the status. I spoke with the bank and was told it is reporting correctly because even though I reaffirmed, the debt is still included in the BK.
Can anyone tell me if it is correct for a reaffirmed debt to be listed as IIB?