My question involves insurance law for the state of: kentucky
i had a fire at my home. my insurance adjuster said she had a restoration contractor in their imacc network. she would send them to my hometown and they will help get my home back in order. well this contractor did not go to city hall and get the proper paper work or license or permits. my sons room still smells like smoke and they let an unlicensed person in my panel. the contractor told a painter to spray kills inside my panel which is a code violation against nec 110.12b then i find out the contractor's workman comp insurance is expired. probably why they dodged city hall. what should i do? can i file professional negligence against insurance company for sending me contractor that didnt get proper paperwork and then error and omission against contractor for letting unskilled and unlicense person in my electrical panel. resulting in the city electrical inspector requiring my panel and wiring be redone.