My question involves collection proceedings in the State of: NY
Due to an unfortunate financial situation, I have been issued a summons and have scheduled to be appear for judgement in civil court for credit card debt.
My question is about what to expect as a result of this judgment and whether or not there might be anything I can do to mitigate the debt in any way?
So far, I get the impression that the judgment my simply re-state that I owe the debt and must pay it off within a certain time frame, but that it's unlikely that my wages or bank account will be affected in any way, is this accurate?
Also, I did make sure to go through the Debt Validation procedure that I saw recommended here and on other similar sites, so the debt does seem to have been validated.
If there's any other information required in order to issue me advice/information, please request it.