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  1. #1
    Join Date
    Aug 2011
    Location
    NJ
    Posts
    1

    Default Overpayments and Lump Sump Payment

    My question involves workers compensation law for the state of: New Jersey

    Hi all! Here is a bit of background: I have recently returned to work after a 3 month medical leave for an on-the-job injury. While on leave, I was receiving payments from my company's workers comp insurance company. They were very slow(I would get a payment a month). Regular payments started coming just before I was scheduled to return to work. According to my claim adjuster, I was not entitled to the payments I received after returning to work but I was due to receive a lump payment to cover an underpay for the time I was out.I was told I would receive that underpayment less the unauthorized payments and would get a call when this was settled. The adjuster has not gotten back to me in over a week, despite phone calls and emails, to explain when or how much I should expect. I have also started receiving bills from my medical benefits company that require a large payment of almost $700 in 2 weeks to cover the time I was out of work. I work in a retail position at a small store and am a single parent. The time away from work and inefficient practices by the insurance company have caused a major financial burden. I also have not, and may not, recovered full function in my injured hand. I tried to avoid getting a lawyer, but see no way around it. Is it too late to do so? Would it be worth it now? Thanks in advance for any responses!

  2. #2
    Join Date
    Sep 2005
    Location
    California
    Posts
    65,075

    Default Re: Overpayments and Lump Sump Payment

    How have they created a financial burden by giving you more money than you were entitled to receive?

    Insurance companies work slowly. "They haven't figured out how much to send me, credited the overpayment and sent me a check in less than a week" is not a surprise. Even when all the details are settled, it can take an insurance company four to six weeks simply to cut a settlement check.

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