Please help,,,, I recieved a petition on Sat,a guy just knocked on the door and handed it to me when i read it, its stating that this petition was filed in june o6 for a credit card back in 03 the amount is for 3300.00 one i dont belive the limit was over 2000 but regardless thats what im being told to pay. i have since gone thru a divorce and many issues and just didnt have the money to pay this. I live in Texas and im tring to find a way to pay this without killing myself being a single parent. I called the atty they wont budge on the amount and expects me to pay 250.00 a month. Ive contact my credit union at work but my thing is i have read so many bad things about the collection agency and the law firm how do i know it will be taken care of and settled in the correct manor. i dont want to be taken for the money i dont have and still have this petition/law suit hanging over me. what are the correct steps to take.
the collection agency is LVNV Funding
the law firm is Wolpoff & Abramson