My question involves a foreclosure in the State of: Florida
We rented a home in April / March. We checked with the HOA and all looked to be Kosher. The HOA confirmed that the landlords had just assumed the home and that they approved them for ownership as an investment property. All looked good, new owner of a home that was a foreclosure and they had "bought" it just two days before it was shown to us. We signed the lease (one page that looks to have been written in Word, with some LLC as the Landlord / MGT company)
Just a few days ago we received a package from the County / State. On May 31st a Circuit Court Judge signed and closed the Foreclosure case on the home and listed for Public Auction on July 12th unless the full sum due is paid to the Bank totaling more then $500K !!!
I sent a message to the HOA and received two reply's back 1st: "To my knowledge, the bidding rights for 9105 were sold to the investor , Barry **&^, and he was to manage the property under countrywide's guidance"
(not sure what that means if anything)
the 2nd from the lawyer for the HOA 2nd: "This is the original bank that is now foreclosing on the property her landlord Barry should of advised her this was going to happen. The association foreclosed on our debt but the bank still has a lien on the property and it sounds like they intend on foreclosing on the lien,. We really are not involved at this point"
(so they sold their Lien to our so called Landlord, who rented the house to us? We were Never told that the Landlord was not the owner in FACT we were told that they just bought it, nothing about the home in foreclosure was disclosed to us at any time! )
From the So called Landlord : "just found out about countywide we were not notified .but our lawyers are filing emergency appeal .we are working on it"
At this point, is our little one page lease, that is NOT from the owner of the home, even Legal?
Should we pay these people any more rent?
From what I gather with the new law that was put in place if the home is Sold to "Jane Doe" on July 12th we have to seek our deposit from the so called landlord that we have paid it too. (I have been told this is not likely and we will more then likely never see the deposit again. ) With our Lease in question..Im not even sure if its valid and there for if the new (2009) laws even apply or if we will be treated as squatters at this point
I have placed a lot of calls to local law offices but no one is calling back, I would guess because they know there is no money in it. Friends and Family think we should with hold rent and Move ASAP and cut our losses where they are at.
We are a large joined family just trying to survive the current economy and not doing well at it. I NEED to know what to do for my Kids and Family ASAP we cant afford any more losses on this house as it is due to this Landlord we are already in the hole a few grand on it (long story about a repair that they refused to make)
PLEASE help! I'm really getting scared for my kids and family!
So while looking over this post, and I made an edit as I saw that I posted the last name of the so called Landlord..I had not noticed the full name in the email from the HOA. I googled it and this Man seems to have a history in Scamming people.
THIS man and the guy with the Company that is the Landlord seems to be the same guy http://www.sptimes.com/News/072001/H..._in_Medi.shtml if you google his name you get a huge list of stuff.
Im a bit more freaked out now and understand WHY he had someone else dealing with us the whole time....and not him self.