My question involves an injury that occurred in the state of: New Hampshire.
I was involved in an auto/motorcycle accident in 2006 rear-ended by car. I had neck surgery in 2008 etc. some lost wages post op. fault is not the issue. I received $25k from auto insurance company ( max of his policy ). Now we are going for balance on my 250k under insured policy on my insurance. We had no offers above the 25k from my insurance.
I have had previous soft tissue neck mc injury 6 years previous with the same insurance co. They want to tie in that injury to present and argue that some or all of current was degenerative. The muddy part is that I did not complain of neck pain at ER but did at docs 8 days later. I did not get a diagnosis of disc problems until over a year later with an MRI. I also had moved to another state in between treatments etc.
anyway - we finally had a court ordered mediation and we came all the way down from 225 to 75 and they came up to 50. Now we got a phone call that they will do 62.5. I have no liens. (remember I already collected 25k)