Re: Parking Lot/Backing Up Accident - California
Fault will be determined by the two respective insurance companies. It is possible they will agree to 50/50 fault, or they might argue over who has a higher proportion of fault or even all of it. It is my experience that backing impacts like this are often apportioned 50/50. But, you are out your deductible either way, and no points will be assigned to your license, so how the insurance companies apportion it should be of minimal concern to you unless it impacts your future premiums.
You will also have to report this to the DMV if the damages are over $750.
Unless it takes and records video, I am not sure much relevance it will have aside from allowing you to see the other vehicle prior to the collision.
2. Does my backup camera come into play into any of this? I noted it to my insurance company, but I don't know if it's worth a grain of salt.
Your insurance company will be able to find out whether he is covered or not.
3. The other drivers insurance information did not have his car listed. While the other drivers name was there and it was not expired, the car he was driving was not on the insurance card itself.
Specifically, no. The law requires an exchange of information to include contact information and the DL info, but does not indicate one way or the other about a photo - though the information is not entirely protected. Heck, you can go to the DMV and pay a fee to obtain all that information anyway (after a short waiting period).
4. Is it illegal to take a photo of someone's drivers license in California?
A Nor Cal Police Sergeant
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