My question involves collection proceedings in the State of: California.
For various reasons including disability (pending workers comp claim) I supported my grown son from approx. 24 to 37 yrs old. It was financially devastating and eventually, after 12 yrs of a comp case still not settled, I filed and had my lien accepted for daily support reimbursement. Approx. 3 yrs ago I cashed in a w.c. lifetime payment of my own (I am terminally ill and on SSDI) because I was down to nothing in cash reserves. At that time my son signed a promissory note, it is also notorized, assuring me he'd repay me this amount of money with monthly payments equal to what I lost in my lifetime payments by taking a cash settlement.
He repaid it with his SSDI for about a year, then married, decided he didn't want to pay anymore and stopped. I confidently took this to small claims court where his w.c. lawyer showed up as a 'friend' since no lawyers were allowed and started talking legalese - apparently claiming my w.c. lien included the sum in this promissory. Which it does not.
Months later, after losing my home of 12 yrs because I couldn't pay the rent or bills anymore, the court decided he owes nothing. No reason. No explanation.
Fortunately (?) this was only a judgment on my claim for the 2 or 3 months he was behind on the payment schedule of the promissory. I believe from what I could understand going on in legal speak that the judge refused to rule on the note, just the immediate issue of late payments.
Multiple sources insist I file felony complaint for elder financial abuse, but I don't meet the age requirement. I have recently been told to get my long term med care in place which means I'm worsening quickly (one heart attack already). That promissory IS my long term medical care.
We're talking $65,000 on that promissory and a separate lien of $90,000 which I've offered 1/2 on contigency to any lawyer who will help me, but everyone wants cash for me to just hobble into their office. Help?