Financial Responsibility Laws

[MissTN]

My question involves an injury that occurred in the state of Tennesssee.

Here is the jist of the casee: car A is insured, car B is insured, but car C is uninsured and car C is cited with following too closely, financial responsibility since there was no insurance on car C.

Statute of Limitations in TN is 1 year for personal injury

State of Tennessee Financial Responsibility laws seem pretty clear on repayment of the damages. But my question is, in Tennessee car A&B's insurance company notifies the Tennessee Department of Safety showing car C had no insurance. So now comes the tricky part the Department of Safety wants car C to send in monies for all property and medical damages. My problem is what about the lawsuits to come after the year statute? If the person pays for the medicals now then they would more than likely be found guilty by jury in a civil suit. Right? I do understand the party had no insurance but what about the right to a trial and their rights?

[Mr. Knowitall]

Based upon what you've told us, it would appear that the state had no difficulty assessing that you were at fault, and that you have made no effort to dispute that assessment.

You are free to decline to pay the money and deal with the consequences of that choice. I'm not going to look up the statute; you appear able to do that yourself and you chose not to share the statute numbers; but there may well be a provision that provides that payment does not constitute an admission for purposes of a civil suit.