My question involves collection proceedings in the State of: Calif.
My mother in law recently died leaving a 2008 chev. malibu with a unpaid balance of approx. $12,000. The car is in expectional condition with no past due payments. I tried to negotiate with the bank to assume the loan and to register the car in our name but they want us to do a refi. But this will not do as we wish to sell the car and pay off the loan. we faxed over to them her death certificate and her living trust showing that my wife is a co trustee of the trust. They still want us to refi the loan. So I demanded that they come to our home and take the car. They still wanted us to fax over more information which seemed rather unimportant and I once again demanded that the come and get the car. They called us back a couple hours later and said someone would pick up the car today at 10 am. What kind of problems can we expect and expense once they auction the car?