Hi,my father died 10 years ago from a accidental drowning while tubing at a river. anyway he and my mother was divorced and he never remarried,plus i was his only child. any way i just found a accidental death insurance policy and i called the insurance company and they told me that the policy was paid up thru his death, of course they sent me the proper forms and requested i send them a newspaper clipping and autopsy report and police report, and the death certificate. i sent it all back to them and all the papers i sent all say accidental death due to tubing down river. no-one knew the policy existed, he had been paying it out on his montgomery ward credit card.
of course they asked my why the delay of 10 years in filing this claim and i explained to them that no-one knew it existed. any way my question is this, do you think they will pay off being its been 10 years and i was and am his only next of kin?