April 2004 I paid off my credit card. Now I am getting calls from a collections Agency. I called my credit card company and they said they no longer have my records and are unable to talk to me due to the fact I am in collections. They absolutely refuse to talk to me!
The collections Agency is saying that the last payment was late and the credit card company has charged $169 in late fees!!! I told them the payment was not late, I specifically remember paying on time because I was so happy to have it paid off.
The Collections Agency is refusing this Dispute because the cc company did not post my payment until a month after the due date. But that is not my fault!
What can I do??