My question involves collection proceedings in the State of: Vermont
^ I live in vermont
Went to school from 2004 to 2008
Went to school in PA from Fall 2006 to Dec. 2008 with 2 summers of classes
Went to school in NH for 2 years
Have federal/private loans with Sallie Mae: $124,120 with about 15k in private loans. Monthly panyment currently is 574 dollars for the federal and 75 dollars for the private. This is an interest only repayment plan for 2 years. This ends Feb. 2012. At this time my monthly payment goes up to 1.4k
Have ferderal Loans with AES: 11k at 80 dollars at 71 dollars a month for 20 payments then 120 dollars after for the rest of the payments
Have federal Loans with DirectLoans: 3.5k at 50 dollars a month
I only use deferment when I can not make a payment.
For sallie mae i have 17 months left of economic hardship.
My current job is what I went to school.
What can i do? I have 137k in debt for an undergraduate degree.