Facing Repossession of Manufactured Home After Husband's Death

[betsyca]

My question involves a foreclosure in the State of: CA
My husband passed away several months ago with no life insurance as the one he had through his employer lapsed when he was laid off. I have been selling items in order to make my mortgage payment on the manufactured home and also the lot rent, as the home is located in a park. The lot rent also includes water, sewer, and trash. In January I will be unable to make the mortgage payment and I know the lender will repossess the home after that due to no payment. I will be able to make the lot rent in January but I don't think I will be able to make the lot rent beginning in February. My question is if I fail to make the lot rent what would happen if the park started eviction procedures prior to the repossession of the home? What is the process in all of this? Would I still be liable for the back lot rent after being evicted or do they tack that on to the home? Also would be afraid that by not making the lot rent they might turn off water, sewer to the home. It's a mess and I really could use some help any advice would be greatly appreciated.

[Mr. Knowitall]

After the park evicts you for nonpayment, it can seek a money judgment for the rent owed through the date of eviction. The landlord will typically negotiate payment of rent at a reduced rate from the lender for a manufactured home, and sometimes will either aquire the home or act as the lender's agent (post-repossession) to sell it.

[betsyca]

Thank you for the information it is very helpful. I have been informed that in California the lender will need to give me a 45 day notice of repossession for lack of payments. I also know that I am required to give the park managment 60 day notice for termination of my tentacy. Knowing these two factors if once I receive my 45 day notice from the lender I was to go ahead and give the park their 60 day notice, would this all work out? So that way I could stay current with the park for those 60 days and then it would only be the repossesssion. Am I thinking right?