[WorriedinLouisiana]

I took out some Federal student loans. It is my ex-husband's responsibility to pay for them (acc. to the marriage contract). Is it possible to transfer the loans on his name to get them off my name so that I would have a good credit history and no debts?
Also, is it difficult to get a good loan (with small percent interest) if you have student loans on your name, if you are repaying them as you are supposed to and if you do not have a large income?

[aaron]

Your ex-husband can obtain a loan in his own name and use the proceeds to pay off the student loans. If you and he can work out something with the lender whereby they take you off of the loan and add him, that's great; but it seems unlikely to happen given the various laws and regulations which apply to student loans (and which protect lenders in the event of a default).

If you have substantial outstanding debts, they could limit your ability to get the best rate for a new loan, depending upon how much you are borrowing.