Any help or information will be appreciated, I just moved to Tennessee from California about 4 months ago and my new employer has indicated that they only provide paychecks by direct deposit. I am fearful to open an account because when I was living in California where I have a child support order, my only personal bank account was liened and all my money ($3000) was seized and sent to child support. That was every penny I had to live on. I pay my current support order of $800 every month on time, but I am in arrears due to a heart attack about 3 years ago and was not being able to work for over a year. So it added up quickly and interest is a killer. California did not care and took everything leaving my new family and I with no way to pay the bills. Needless to say I have not opened any account since. This seems very harsh and like I said I pay every month and am trying to get caught up. Does Tennessee have these same sort of laws where they can garnish my bank account? Would it help to open a joint account with my wife? Do all banks have to report social security numbers to government agencies? Don't they understand I am not trying to avoid my obligation, I just cant pay back over $8000 at ONE TIME.