My question involves a foreclosure in the State of: PA
NOTE: IBM bought loan from Chase. I was able to postpone a prior sale when the loan was with Chase. In that case I was served in-person and by registered mail all the legal papers, etc pertaining to the Sheriff sale.
Ok, I'm not going to cry a river and blame everyone else for my problems. However, I would like to get this off my shoulders. Both Chase and IBM were a nightmare to deal with. The sale was supposed to be on hold awaiting word from the investor on a re-modification. I was told this as recently as Friday Nov 12th. I found out Friday the 19th my house went back to the bank at Sheriff sale last Tuesday Nov 16th. This is despite me being told a half dozen times over a two month period the sale was on hold and my documents (which I faxed three times) were still being reviewed by the investor. Unlike the first time, this time I was NOT served any papers at all by the sheriff nor received anything in the mail regarding the NOV 16th sheriff sale.
I was not expecting this right now, I was really hoping to get approved for a loan modification, I'm shell shocked. That being said, I'm done. I have no money nor the will to fight any of this any longer. Time to move on.
What to expect now as far as eviction?
All the Sheriff office told me is to contact the bank. However, a real estate agent I know who deals with bank owned properties said, if I need time to move (I do!) DO NOT contact the bank as this will only expedite the eviction process. She says it can take several months before a bank evicts a former home owner, but much less time if I were to call the bank. However she is not an attorney so I take her advice with a grain of salt. I don't need several months, but I can't be out by Xmas either!
My own research indicates I will eventually get a court ordered eviction (likely within two-three weeks) notice giving me anywhere from 48 hours to 45 days or more to vacate. 48 hours???? yikes!
Can anyone with experience in PA evictions after the sheriff sale offer any information?
Thank you and sorry for the long post.