Re: Debt Collector Won't Work With Debt Consolidation Plan
legalaw is a spammer
You do not have a lot of options here. A creditor is not required to enter into a debt management program nor are they required to negotiate the debt or accept payments.
Can you give me any advise on how to handle this?
So, you can try to negotiate something further with them or simply tell them to get lost. Unless they enter into a formal payment arrangement with you (a contract) or you pay them in full, they can sue you and attempt to obtain a judgment.
I am not an attorney and any advice is not to be construed as legal advice. You might even want to ignore my advice. Actually, there are plenty of real attorneys that you might want to ignore as well.