My question involves a person located in the state of: Conn.
My 85 y o mom entrusted my brother with her annuities and life insurance policy. He became the POA on her annuitites, and over 10 yrs helped himself to 300K in pay-outs unbeknownst to her and my 2 sisters.
He also was the owner of her life insurance policy and made himself sole beneficiary.
My mom never intended for him to get pay outs or be the sole beneficiary on her insurance, but she did not understand that when she allowed him to be the OWNER of the policy, he could do whatever he wanted.
Now that he has been "exposed" and is refusing to have contact with us, would we have a difficult time taking legal action? Would it be difficult to prove or show that my mom entrusted him with her funds and life insurance, but never expected him to embezzle her cash?
She wants to change the ownership of the policy. She has always paid the premiums herself. Does she have any legal right to do this, or will that be a struggle in court?
Thanks for all input.