A few nights ago I purchased my credit report online from annualcreditreport.com. They show you Transunion, Equifax, and Experian. I saw that I have three different debts with two different agencies each. SO, instead of being listed on Transunion with one agency, the exact same debt is listed with Equifax under a completely different agency. Now, I followed up by calling the agency listed on Transunion(Leading Recovery). They said that they had my name and account number listed, but the amount was not showing, so they said there was nothing they could do to remove it. They suggested I call the bank that the debt was with. So, I did. They have since switched hands and said they did not know who Leading Recovery was... nor did they know how they had the debt. They suggested I call their recovery agency. This was fruitless. So I called back to Leading Recovery and they said that I would have to show the debt has been paid with another agency and then fax it to Transunion.
Does Transunion have a responsibility to remove it from there if it has been transferred to another creditor?
Another question: Do all of the listings on my report that state "transferred to another lender" affect my credit score? Can they be removed?
Thank you for your time!