My question involves bankruptcy in the state of: WV
Okay so i am thinking hard about filing bankruptcy, my credit score is in the mid 500's and my spouses is in the low 400's. We were thinking about getting a new car this coming Jan and was approved for it but with high payments due to our credit. If we filed bankruptcy afterwards would the car have to be taken back or could we keep it and just make the payment's on time? Also my other question is after bankruptcy is my score going to be lower or will it go higher? That's my whole reasoning behind filing i want to have good credit and not have to ask for someone to help me get something. Because everthing i apply for i get turned down, the only card i have is a fingerhut card with a lousy $100 limit which i pay on time every month.