Re: Steps to Sue a Collection Agency - I'm in Texas, Agency is in Michigan
first, it's section 809 of the FDCPA.
so, what were you expecting as validation?
and to save you a step or two, this is from a court case involving what you are alleging.
and it sounds like that has been fulfilled.
Chaudhry v. Gallerizzo, 174 F.3d 394 (4th Cir.1999). At the minimum, "verification of a debt involves nothing more than the debt collector confirming in writing that the amount being demanded is what the creditor is claiming is owed." Id. at 406
I am not an attorney and any advice is not to be construed as legal advice. You might even want to ignore my advice. Actually, there are plenty of real attorneys that you might want to ignore as well.