You always read about it and hear about it, but nobody really explains it !
How do you legaly have your Bankruptcy removed from your Credit Report ?
In my case, bankruptcy was completed in 1997, I have not created any bad dept since, I have been in excellent standing with the two credit cards I have aquired since. Always pay my bills on time / pay off ahead of time. But my FICO score has not climbed much. Reason is the bankruptcy on file.
If anyone has valuable info about the process, or personal experience with this type of situation, I would be very happy if you could post the info here.
Thank you !