My question involves an injury that occurred in the state of: California
My brother had an accident about 6 months back in California. While he was making a left turn (the signal was green) he hit a bicyclist who was crossing the street where my brother was making his turn onto. The police arrived & did not issue any ticket to my brother & wrote a ticket to the bicyclist who had some head injury & was taken to the hospital & was discharged from the hospital after a few days. Now after 6 months the cyclist has hired a lawyer & asked for a claim of $1,67,000. My brother's insurance company has asked him if he can pay for the rest as he the insurance company will only pay $1,00,000. hIs insurance company's arugment is that they don't want to take it to trial as my brother will end up losing more money by hiring lawyers & eventually paying the cyclist. But, as it was not my brother's fault & he has all the police records & the fact he was not issued a ticket, should he give in? What are my brother's rights? What would be the most sensible thing to do?