My question involves a consumer law issue in the State of:GA
my car had a loan with the bank and was involved in an accident
,the car was totaled and the insur co paid about 6000 less
than the balance on the account. there was a gap coverage
policy on the car as well. the bank legal dept made me an offer
to settle account for 1700 which i accepted.I paid the 1700
and the bank listed the account as settled in full on my credit.
later the gap coverage paid the bank 4500 more. if thr account
was settled shouldnt i get the monies from the gap coverage??
also is settled in full a closed account??? the bank refuses
to give me the gap monies.