My question involves judgment recovery in the State of: Oregon
I won a civil suit against a large loan company after I defaulted on the loan. The company did not appear in court and I won by default with the judgement of
Dismissed with prejudice - claim
Dismissed without prejudice - counterclaim.
The company is still trying to collect the debt with phone calls and collection letters.
They have also been reporting negatively on my credit report every month since Feb of '08.
They were made aware of the judgement.
Does this judgement mean they can no longer pursue the debt? And if so, Can I counter sue them for false reporting under trade commission laws, Or fair debt practices?
They had also tried to sue me in three different counties in two states. I just picked one to go to. They were all filed within a day or two of each other.
They have destroyed my credit and I am not sure where to go from here.
If I was sure the debt is now invalid I could sue them?
Any help is greatly appreciated.