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  1. #1
    Join Date
    Jul 2010
    Posts
    2

    Question How to Remove Name from Vehicle Title After Bankruptcy, Where Co-Buyer Kept Vehicle

    My question involves bankruptcy in the state of: Florida

    Two years ago my Fiancée helped a cousin buy a vehicle as he had no credit. She was the Primary buyer and he was the Co-buyer, and the vehicle was financed. My Fiancée recently filed Chapter 7 bankruptcy and her share of the debt was discharged. She declined to sign a re-affirmation agreement and the bank allowed her cousin to keep the vehicle as he said he wanted it and would continue to pay for it. It was not re-financed.

    Their names are listed as owners joined by "AND".

    He paid the Insurance and obviously they were both listed on the policy, but he has since blocked her from accessing the insurance account and she believes that he may have stopped paying the premiums.

    My Fiancée is primarily concerned that if he has an accident and has no insurance, could she be held liable in anyway as her name is still on the Title? Therefore, the key question is:

    How can she remove her name from the Title and Registration and ensure that she has no liability"?

    Is there anything else she needs to do?

    Any advice you can offer would be really appreciated.

    Thank you

  2. #2
    Join Date
    Sep 2005
    Location
    California
    Posts
    65,038

    Default Re: How to Remove Name from Vehicle Title After Bankruptcy, Where Co-Buyer Kept Vehic

    How about working cooperatively with her cousin, so as to title the car from themselves jointly to just the cousin. I expect the lender will cooperate.

  3. #3
    Join Date
    Jul 2010
    Posts
    2

    Default Re: How to Remove Name from Vehicle Title After Bankruptcy, Where Co-Buyer Kept Vehic

    Hello, and thank you for taking the time to respond. We can certainly try that if he cooperates. I presume a tag agency will advise us how to do this.

    Thanks again for your help.

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