My question involves bankruptcy in the state of: Florida
Two years ago my Fiancée helped a cousin buy a vehicle as he had no credit. She was the Primary buyer and he was the Co-buyer, and the vehicle was financed. My Fiancée recently filed Chapter 7 bankruptcy and her share of the debt was discharged. She declined to sign a re-affirmation agreement and the bank allowed her cousin to keep the vehicle as he said he wanted it and would continue to pay for it. It was not re-financed.
Their names are listed as owners joined by "AND".
He paid the Insurance and obviously they were both listed on the policy, but he has since blocked her from accessing the insurance account and she believes that he may have stopped paying the premiums.
My Fiancée is primarily concerned that if he has an accident and has no insurance, could she be held liable in anyway as her name is still on the Title? Therefore, the key question is:
How can she remove her name from the Title and Registration and ensure that she has no liability"?
Is there anything else she needs to do?
Any advice you can offer would be really appreciated.