I have posted on here regarding an outstanding balance with a fraternity and a collection agency that is pushy and threatening suit. My first course of action was to have the debt verified. I received the itemized account statement showing where dues were charged, and payments were received as well as a contract between me and the fraternity with my signature on it. While I do not deny signing it, there is one thing I noticed while reviewing it - the date. I do not recall signing this document back in January 2007, but after looking over it, I understood why. This document was given to me for my signature on the date I was initiated into the fraternity. Of course, that day was a very nerve wracking day. I will not go into details, since my intent is not to get the fraternity in trouble with hazing allegations, but to have this debt cleared. I signed this document after several hours of physical, mental, and emotional abuse including but not limited to being blindfolded for several hours. Why would I not sign something when they asked me to? I was scared. I was nowhere near my right state of mind that afternoon. However, how do I prove this? No brother will be willing to admit what happened that day, it may jeopardize their freedom and/or standing. I am not out to get anyone in trouble, I mean that. I told the current president and other officers that I do not think I could afford the dues during rush in 2006, before I was even offered a bid. They knew that my finances were shaky and told me to come aboard anyway. Five months later, I am signing a contract holding me liable for unpaid dues after a day in living hell and 3.5 years following that, I'm facing a possible lawsuit. What are your thoughts?