My question involves insurance law for the state of: Florida
A lady ran a red light and took out the right side of my car. Her car is more than likely totaled and my just needs some body work. Issue is, my insurance lapsed about 2 weeks due to my wallet getting stolen and the credit car info changed and the payment wasnt taken out. Now, the officer found her at fault and issued her a citation but she is STRAIGHT UP denying saying the complete opposite that I ran the red light. Anyone with helpful points? Also, since then everything with the insurance has been reinstated.