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  1. #1
    Join Date
    May 2006
    Posts
    3

    Default Statute of limitations on medical bills in North Carolina

    We have received a collections letter regarding outstanding bills for a doctor's office for services in 10/00 and 5/01.
    We did not even receive a bill for any of these services until 1/2004. This was a doctor we saw for a chronic health condition. The amounts in question were for office visits that apparently the insurance company we had at the time denied saying we had no covere. However, we were continually covered for the whole 2 years we saw this doctor and the insurance company had paid bills both prior and after the dates in question.
    We have written several letters to the doctor's office disputing the charges and our reasons. They never responded to the letters. However, they would occasionally call (about once every 6 months) and we would explain the situation again and they would "look into it". They would quarterly send us bills and we would respond with a letter.
    They have now submitted the bills to a collection agency. We have made no payments on the amount in questions. What is our recourse? Is the SOL run on these bills? How do we approach this with the collection agency?

    Thanks so much,
    Pamela Polak

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,625

    Default Re: SOL on medical bills in North Carolina

    The limitations period appears to be three years. Partial payment can renew the debt, so the history of the account may affect its present enforceability.

  3. #3
    Join Date
    May 2006
    Posts
    3

    Default Re: SOL on medical bills in North Carolina

    Thank you for the reply.

    We have made no payments towards the debt.

    Do we dispute the debt with the collections agency? They said to send a letter within 30 days if we dispute the debt. Would that be the next step?

    Thanks,

    Pam

  4. #4
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,625

    Default Re: SOL on medical bills in North Carolina

    You can assert the statute of limitations as a basis for disputing the debt. You may wish to look at the discussion and sample letter in this thread.

  5. #5
    Join Date
    May 2006
    Posts
    3

    Default Re: SOL on medical bills in North Carolina

    Aaron,

    Thank you so much for your prompt reply. The letter template is just the thing I was looking for.

    Your help has been invaluable! Thank you again!

    Pamela Polak

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