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  1. #1
    Join Date
    Jul 2010
    Posts
    1

    Default Foreclosure After Property Included in Chapter 7

    My question involves bankruptcy in the state of: Federal

    We included our home in our federal Chapter 7 bankruptcy which was fairly recently discharged. We have not lived there for well over a year. We are still receiving foreclosure notices from the lender. I was told to ignore them, that the property still has to go through that process to get our name off the deed (??). The loan shows on my credit report as included in bankruptcy. Will it also show a foreclosure? My general question is, are we obligated for any fees after the date of filing or discharge until the trustee sale? I am thinking of home related things such as lawn care, winterizing and such. I was told I have to pay HOA fees from the time of my Ch 7 until the trustee sale, so I know about that. Could there be new leins on the property from these types of things and am I supposed to pay them? I thought the Ch 7 took care of the home. Really confused. Thank you.

  2. #2
    Join Date
    Sep 2005
    Location
    California
    Posts
    65,074

    Default Re: Foreclosure After Property Included in Chapter 7

    You can expect that the foreclosure will be reflected on your credit report. Get a copy here and see what it says. If you have unpaid bills pertaining to the HOA, it's possible that there's a lien.

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