Results 1 to 3 of 3
  1. #1
    Join Date
    May 2006
    Posts
    1

    Default Getting a credit report from a mortgage lender

    Recently I had a morgage company pull my credit and later I decided not to go with them and keep my morgage. My question is do I have a legal right to see my credit score and report that the morgage company pulled. I called them and they would not tell me anything about and said they could not give it to me.

    Ben

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,431

    Default Re: Getting a credit report from a mortgage lender

    You would ordinarily only be entitled to obtain your credit report after a denial of credit. Sometimes the lender will tell you your score if you ask nicely.

    Once per year you can get a copy of your credit report (without the score) from the three major credit bureaus for free at http://www.annualcreditreport.com/ . They will try to sell you your credit score, and perhaps other information or services; you don't have to buy anything or pay anything to get the report itself.

  3. #3
    Join Date
    Mar 2005
    Location
    Florida
    Posts
    435

    Default Re: Getting a credit report from a mortgage lender

    they could give you a copy, it is just their policy not to. there is no law requiring them to give you a copy, nor any law prohibiting it.

    1. Sponsored Links
       

Similar Threads

  1. Mortgages: Second Mortgage Lender Won't Allow Me to Sell
    By silverado in forum Real Estate Finance
    Replies: 3
    Last Post: 06-04-2011, 09:59 AM
  2. Chapter 7: Mortgage Still on Credit Report
    By flyingsquirrel in forum Bankruptcy Law
    Replies: 1
    Last Post: 02-05-2010, 09:05 AM
  3. Foreclosure: Second Mortgage Lender Trying To Collect
    By hardtcam in forum Real Estate Finance
    Replies: 10
    Last Post: 05-31-2008, 04:46 PM
  4. Replies: 1
    Last Post: 11-29-2007, 07:38 AM
  5. Mortgages: Mortgage Lender Lawsuit
    By gemini52 in forum Real Estate Finance
    Replies: 3
    Last Post: 03-01-2007, 06:37 AM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
 
Forum Sponsor
Find A Lawyer - Free, confidential referrals.
Legal Forms - Buy easy-to-use legal forms.


Untitled Document