Is it possible to get a separation, but still live in the same house for the purpose of raising the kids?
I've been married for 20 years and my wife and I have kids about 14 and 9 years old. If it were not for the kids which I love dearly I would get a divorce and leave this very instant.
However because of the kids I will not leave the house. I've actually been sleeping in the home office on a fold-able mattress under my desk, and that will likely not change. (Just to give an idea of how broken down this marriage is.)
Financially we are fine. (I've made sure of that.) We owe about $250k on a house worth just above a million dollars. We have zero debt, and each have about 300k in retirement accounts.
I'm perfectly willing to divide everything as it stands today 50/50.
What I want to do is start a business of my own (on the side while working full time), but I could not stand the thought of her having 50% claim on something I've built from scratch while sleeping under the desk for the past four years. And just to be clear, this business will not take more that $1,000 to start it is software idea that takes little capital initiate (it is mostly "sweat equity" working during the evenings/weekends.)
Thoughts, comments appreciated. What are the implications for a future divorce once the kids are off to college?