California here, Does anyone know if you dont answer a summons for an old credit card debt, and you dont argue the lawsuit, what happens next? Your in default and they win the judgement, they garnish your wages? And does anyone know how much they can take from your wages? Can they take more than the lawsuit states? The reason I chose not to answer the summons, I really have no defense, i am not saying i dont owe it, has anyone here gone through this? I would appreciate if they have, you would share whats ahead for me.